New shops, new clothes, new accessories and new places to hang out with friends, don’t you think we all love such excitement in our life. Well, even I love it too. I mostly buy new fashion style and new accessories for me without thinking of budget and at the end of the month, I have to borrow money from my friends or family. Moreover, sometimes I feel bad why I spend a lot of money unnecessarily. But, one of my friends suggested some secrets for two months, and I tell you his ideas work for me. Now, I know how to save money even when my budget is tight. I want to share my secret, and you can share it with your friends too.
So, let’s discuss some excellent budgeting tips for people who love spending.
Cash is King
Nowadays, people use credit cards and debit cards, and they spend money out of their budget. So, put away all your credit cards and use cash while shopping. Keep weekly allowance in cash and pay only that much amount. You have to adjust your spending habits, and it may save you money twice. Cash money drives you to choose better options of discounts and offers, and what you will get the as beneficial amount will be added to your bank account only.
Rethink Your Dining Habits
Well, cooking seems tedious when you have weekly off or after your day’s tiring work. You need some change in taste sometimes, and you go for dinner in the restaurant. That’s good but how often you choose to eat outside affects your budget and savings. So, choose some healthy options when you are not in the mood to cook or plan something. You can drink smoothies, milkshakes, eat fruits and salads.
Furthermore, follow healthy habits like bring your lunch to the office every day and have some fruits with you if needed. It’s not necessary to order food every now and then to your doorstep. It’s not good for your pocket and your health.
Buy from Real Grocery Stores
Buying vegetables and groceries online is very common but look for the price. Are they really budget-friendly? Look for a market nearby and buy groceries or vegetables from the wholesale market that will cost you significantly less because they will not charge you for home delivery or any extra service. Nowadays, grocery malls are there where you can buy in bulk at wholesale rates. So, instead of purchasing household things and groceries for a month, try to buy for three months in bulk. Also, buy snacks and cold drinks in bulk to save money. Avoid extra market visits.
So, these are some tips you may find helpful when you love to spend but want to save money as well. One more thing, I want to add here, invite your friends to drink coffee at home instead of giving treats outside in coffee bars. Isn’t it a good idea? Try the ideas listed here and share with us which one gives you benefits or which one suits you the most.